Archer ATM
ATM vs Credit Card Fees – Which Helps Your Business More?
Credit card processing fees quietly chip away at your profit — but what if you could flip the script and get paid every time a customer makes a transaction? That’s what hosting an ATM offers: a way to reduce card fees and increase your margins.
💸 Credit Card Machines: A Cost You Eat
On average, card processors charge between 2% and 3.5% per transaction. That means:
- A $50 sale could cost you $1.75 in fees
- Hundreds lost per month in profit
- Fees that increase with volume
Worse? These fees are non-negotiable and happen whether you profit or not.
🏧 ATMs: A Revenue Stream You Keep
With an ATM, you actually earn money from each customer transaction. Archer ATM shares the surcharge with you — often $2–$3 per use.
- No per-swipe fee from you
- Customers pay voluntarily for convenience
- You get monthly payouts
📉 Real Example: $10,000 in Monthly Sales
- Credit Cards: $300+ in processor fees (3%)
- ATM Use: Earn $150–$400+ from foot traffic
Even partial cash conversion can save hundreds per month.
⚖️ So Which Is Better?
They serve different purposes — but only one generates revenue instead of draining it. If you’re tired of watching processing fees stack up, an ATM lets you:
- Encourage cash spending
- Offer customers choice
- Put profit back in your pocket
✅ Combine Both, But Lean on Cash
Most businesses keep their card reader and add an ATM. This lets customers decide — but subtly shifts the cost burden away from you.
📈 Ready to Stop Bleeding Fees?
Don’t just cover costs — create revenue. Hosting an ATM is fast, free, and starts paying you back from day one.